Any member or player violating such rules may be excluded (banned) from the Yaamava’ Resort & Casino and Palms Casino Resort gaming facilities. In addition, members (or players who do not have a Club Serrano card) are not allowed to use the Club Serrano card belonging to another player. Members are not allowed to share their Club Serrano card with another player. Benefits are intended for the member listed on the account only, and only the named account holder may use the card or access account information. Club Serrano club card points, offers and Earned Rewards are not transferable, including upon account termination, death or divorce.Valid, unexpired government-issued photo identification is required when applying for membership and for all player transactions.Must be 21 years of age or older to participate.The credit limit you will get depends on your specific account and unique credit score. Representative APR assumes you spend the full £1,200 on the first day and then pay it back in equal, regular instalments over a year without spending anything else. Assumed credit limitįor standard credit cards, representative APR is based on a credit limit of £1,200 – this is the same for all lenders. It's only when you carry a balance over into a new month that you will have to pay interest. If you pay your credit card bill in full and on time, then you won't have to pay any interest on your purchases. It is the annual interest rate on purchases. There are lots of reasons your APR might change, though it will usually be to stay in line with the Bank of England interest rate. So, the amount of interest you are charged each month will vary depended on the APR at that time. Variable APR means that the APR isn't fixed, and can change over time. APR factors in how much interest you will have to pay. Representative APR (Variable)ĪPR stands for Annual Percentage Rate and it refers to the yearly cost of borrowing money. However, that does mean that almost half the people who are approved for the deal may not be eligible for the advertised rate and will get a different rate – usually a higher one. It shows the rate that at least 51% of those accepted for the credit deal will get on any given product. Lenders offer different rates and credit limits depending on people's personal circumstances, but when you first start searching for a credit card you'll typically see the representative example.

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